I want my child to experience everything U.S. college has to offer.
A plan that makes private U.S. college possible
Private College 529 is a simple, low-risk, prepaid tuition plan that locks in current rates to save on future tuition. What makes us unique? Saving at nearly 300 private colleges and universities in the U.S. — all in one plan. Plus, your prepaid tuition is guaranteed by our participating schools for up to 30 years.
HOW PREPAID TUITION WORKS
When you prepay tuition, it’s like locking in what you’d pay right now if your children were ready to start college. You can prepay part or all of your tuition — it’s up to you. And when your children are ready to enroll at one of our member colleges years down the road, no matter how much tuition increases, our member colleges guarantee the rate you locked in.
Let’s look at three ways you could save:
5 REASONS TO SAVE WITH PRIVATE COLLEGE 529 PLAN
1. LOCK IN RATES. LOW ON RISK.
Devaluation? Tuition hikes? Inflation? Market downturn? There’s less concern in our plan. By locking in current rates, you minimize the risks out there.
2. NO RESIDENCY REQUIREMENTS
Qualifying U.S. Visa holders living in the United States and qualifying Latin American citizens can enjoy the benefits of the Plan by purchasing Tuition Certificates (via a U.S. Trust) with their child as the beneficiary.
3. VALUE, ALWAYS GUARANTEED
When you prepay in the plan, you purchase Tuition Certificates that can be redeemed at any of our member colleges for up to 30 years (from time of purchase) — guaranteed.
4. ENOUGH ROOM TO SAVE
After fees, every dollar saved in the plan goes to pay for future tuition. The lifetime contribution limit per beneficiary equals five years of tuition at the plan’s most expensive college — currently $358,235 for the 2024-2025 Plan Year.
5. FLEXIBILITY FOR “WHAT IF”
What if my children don’t go to college? Or they go to a school outside the plan? How about a scholarship — where does that leave my funds? Great news, our plan flexes with life’s “what ifs.” You can request a partial or full refund of your account.
Common questions
We’ve collected frequently asked questions about the plan and answered them all in one place.
